Company · Documents
Everything, in writing.
The disclosures, agreements, notices and guides behind our health insurance, credit and debt, and tax work — current, readable, and kept in one place.
Each document is published from its source and updated here when it changes. Every page can be read on screen or downloaded as a PDF.
I
Health insurance
Coverage, in plain words.
Disclosures, consent language and guides for people exploring ACA Marketplace and Medicare coverage with licensed agents.
In preparation
- I.01How we connect you with a licensed agent
- I.02Medicare marketing disclaimer (TPMO)
- I.03Consent to be contacted about health coverage
- I.04Privacy of health information
II
Credit & debt
Terms before anything else.
Required disclosures, cancellation rights and explanations of the difference between credit education, repair, counseling, consolidation and debt relief.
In preparation
- II.01Your rights under the Credit Repair Organizations Act
- II.02Notice of cancellation
- II.03How debt-relief fees work
- II.04Choosing between credit and debt services
III
Tax
Your return, in confidence.
Engagement terms, document checklists and the consents federal law requires before return information can be used for anything else.
In preparation
- III.01Tax preparation engagement letter
- III.02Document checklist by return type
- III.03Consent to use or disclose tax return information
- III.04How we protect your records
These documents are provided for information. They are not legal, tax, insurance or financial advice for your situation. Insurance is offered only through licensed agents; credit and debt services only where lawful and approved; tax preparation only by credentialed professionals. Michelangelo is not affiliated with Medicare, the IRS or any government agency.